Subscription management
A subscription I'd forgotten about had quietly renewed. That moment built SubLedger — a clean, private way to track every recurring charge before it catches you off guard.
Spotify
$21.99/mo
Renewing soonAmazon Prime
$14.99/mo
ActiveWhy we built this
Most of us are losing money through subscriptions we've forgotten, plans we've outgrown, and renewals that sneak up without warning. With inflation squeezing every dollar, that's not inconvenient — it's a real problem.
The tools I found were either expensive or free in exchange for your financial data, sold to lenders and advertisers. That wasn't right. People struggling to save money shouldn't have to choose between high fees and handing over their data.
So I built SubLedger. And I made a decision from day one: there will always be a free tier, and we will never use your data to target you.
Features
Simple, focused tools that keep you ahead of every renewal and in control of your spending.
Add your subscriptions once and SubLedger keeps them organized, categorized, and current — no more hunting through bank statements.
Renewal reminders hit your inbox 7 days before charges do — adjustable to fit how you plan. No more surprise transactions.
Monthly spend and yearly estimates update automatically. SubLedger does the math so you can make informed decisions about what stays and what goes.
Splitting a plan with family? Getting reimbursed by your employer? SubLedger tracks shared costs so your numbers reflect what you're actually paying.
Every SubLedger account comes with its own private forwarding address, generated when you sign up and waiting on your profile page. When a subscription confirmation or renewal notice lands in your inbox, forward it, and SubLedger creates the card for you. No bank linking, no third-party scanning — just you, your email, and your ledger. The forwarded message is deleted immediately after processing.
Getting started
No credit card required. Sign up and you're in.
Enter them manually in about 30 seconds each — or forward a receipt to your unique SubLedger address and we'll build the card for you.
Track, calculate, and remind you automatically. Set it and forget it.
Pricing
The free tier isn't a trial and it isn't a trap. It's free because everyone deserves to know where their money is going.
Free
$0 or pay what you can
Start tracking your subscriptions, free or pay-what-you-can.
Support our mission
Pay what you can →Personal
$10 / mo
For individual users tracking their own subscriptions.
Family
$20 / mo
Track subscriptions you pay for on behalf of family members.
Business
$50 / mo
For teams and businesses with unlimited tracking.
Save ~17% with annual billing. We never sell your data — regardless of plan.
What's coming
SubLedger is actively being developed. Here's what's on the horizon — shaped by real user needs.
See how your subscription spend changes month over month, broken down by category. Charts and summaries that make it easy to spot where costs are creeping up — and decide what actually needs to go.
A native iOS app so you can manage your subscriptions, check upcoming renewals, and stay on top of your spending — right from your phone.
Have a feature request? Let us know. · View our full roadmap →
FAQ
Yes — and that's intentional. SubLedger is a subscription tracking app built specifically for people who don't want to hand over their banking credentials to yet another service. You add your subscriptions manually, you stay in control, and your financial data never leaves your hands.
Most apps that promise to find your subscriptions do it by reading your bank transactions — which means you're handing over access to everything. With SubLedger, you add subscriptions yourself. It takes minutes, it's private, and you'll often catch things you forgot you were paying for in the process.
It depends what you value. If you want an app that tracks subscription payments, sends you reminders before charges hit, shows you your real monthly total, and never sells your data — SubLedger was built for exactly that. No bank linking, no data mining, no surprises.
Apps that "find" hidden subscriptions for free are almost always doing it by scanning your bank account or email — and monetizing your financial data in return. SubLedger takes a different approach: you enter your own subscriptions, we remind you before they renew, and we never use your data to make money. That's the trade we're comfortable with.
SubLedger gives you a single dashboard where every subscription lives in one place, no matter the category or the renewal schedule. You can flag which ones are shared with family, which are reimbursed by your employer, and see exactly what you're spending every month.
Yes. SubLedger has a "Shared with others" toggle so you can mark family or household subscriptions and split the real cost. Your dashboard shows both the full charge and your actual share — so you always know what you're really paying.
That's exactly what SubLedger does. We send you reminders before renewal dates so you can decide whether you still want the subscriptio before the charge hits. No more waking up to a charge you forgot about.
No. Never. This was a founding decision, not a policy we'll walk back later. We built SubLedger because we were tired of apps that treat your financial data as a product. Yours stays yours — full stop.
We built SubLedger because existing tools either cost too much or made money off your financial information. We chose a different path and we're committed to it. Your subscription data is encrypted at rest. Even we can't read it.
Never sold to third parties
No ad targeting ever
Privacy-first analytics
Encrypted at rest
SubLedger was built by someone who needed it, for people who deserve better than surprise charges and data brokers. Start free today.
No credit card required. No catch. Free forever on the base plan.